As mobile wallets become an increasingly integral part of daily transactions, the Philippine National Police Anti-Cybercrime Group (PNP ACG) is issuing a crucial reminder to the public: stay vigilant against the evolving tactics of cybercriminals. With the widespread adoption of digital payment methods, fraudsters are developing new schemes to exploit unsuspecting users and compromise their digital funds.
The PNP ACG emphasizes the importance of staying informed and adopting simple yet vital tips to safeguard digital money. Among the most prevalent and deceptive scams currently circulating is the “Refund” scam.
Beware of the “Refund” Scam:
In this particular modus operandi, scammers will send messages to individuals, falsely claiming they have “accidentally” sent money to their mobile wallet. They then promptly request the recipient to send the supposed “mistaken” amount back.
The PNP ACG strongly advises the public: Do not fall for this trick.
Key Safety Tips from PNP ACG:
- Always Verify Transaction History: The most critical step is to always check your transaction history directly within your mobile wallet application. This is the definitive source of truth for all your financial activities.
- Do Not Trust Screenshots: Cybercriminals can easily manipulate and create fake screenshots. Relying on these images for verification can lead to significant losses. If there is no official record of the transaction in your app, there is no refund required.
- Stay Smart, Stay Secure: Exercise caution and critical thinking. If a transaction seems suspicious or too good to be true, it likely is. Do not send any money based solely on unverified claims.
The PNP ACG urges all mobile wallet users to remain proactive in protecting their digital assets. By understanding common scam tactics and adhering to these simple security measures, the public can significantly reduce their risk of becoming a victim of cybercrime.
For more information or to report suspected cybercrime activities, please contact the PNP Anti-Cybercrime Group through their official channels.
