LANDBANK achieved a significant 42 percent jump in net income to PHP35.65 billion as of the third quarter of 2025, already surpassing its full-year earnings of PHP35.36 billion in 2024, and underscoring the bank’s robust financial trajectory and performance above historical averages.
Total assets expanded to a record PHP3.45 trillion, supported by growth in loan and investment portfolios. This solidifies LANDBANK’s position as the country’s second-largest universal and commercial bank in terms of assets.
“LANDBANK’s strong performance as of the third quarter underscores our prudent management, operational efficiency, and continued investments in digital innovation. We remain steadfast in our mission to drive inclusive growth, empower the agriculture sector, and deliver innovative financial solutions for all Filipinos,” said LANDBANK President and CEO Lynette V. Ortiz.
The Bank’s loan portfolio is now at its peak at PHP1.70 trillion, propelled by the higher volume of loans across all segments. Deposits rose to a new high of PHP3.07 trillion, demonstrating continued trust from both government and private sector depositors.
LANDBANK’s digital transformation continued to accelerate, processing 550.73 million digital transactions valued at PHP3.14 trillion as of September 2025. This represents a 51 percent increase in volume from the previous quarter.
The state-run Bank remained steadfast in its developmental mandate, with outstanding loans to Agriculture, Fisheries, and Rural Development (AFRD) reaching over PHP812 billion, accounting for over 47% of LANDBANK’s total loan portfolio.
Under LANDBANK’s flagship AGRISENSO Plus Lending Program, the Bank has extended PHP1.95 billion in loans as of September 2025 to over 12,300 borrowers since its launch last year, most of whom are small farmers and fishers. Through the Program’s capacity-building component, a total of 25,296 small farmers and fishers have been trained.
LANDBANK’s nationwide network continued to expand with 10,582 touchpoints, including 609 branches, 60 lending centers, 3,244 automated teller machines (ATMs), and 1,091 LANDBANKasama partners, ensuring broad access to financial services across the country. Customers can also transact free of charge at over 3,800 7-Eleven ATMs nationwide through the Bank’s partnership with Pito Axm Platform, Inc. (PAPI).
