The Social Security System (SSS) officially closed 2025 by hitting major milestones in pension reform, digital transformation, and expanded loan accessibility, providing a stronger safety net for millions of Filipino workers.
SSS President and CEO Robert Joseph Montes De Claro characterized the year as a pivotal era for the agency, driven by directives from President Ferdinand R. Marcos Jr. and the Department of Finance.
“We delivered on our promise to provide better benefits, faster services, and wider coverage,” said De Claro. “These milestones reflect our unwavering commitment to social security protection for all Filipino workers and their beneficiaries.”
The SSS reported significant achievements across its core programs in 2025:
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Pension Reform: Launched annual increases for 3.8 million pensioners. Retirement and disability pensioners received a 10% increase, while survivor pensioners saw a 5% boost.
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Loan Enhancements: * Reduced Salary Loan interest to 8% (benefiting 600,000+ members).
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Reduced Calamity Loan interest to 7% (benefiting 630,000+ members).
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Distributed Emergency Loans at 7% interest to over 26,000 borrowers.
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Membership & Coverage:
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Registered over 500,000 Job Order (JO) and Contract of Service (COS) workers.
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Partnered with 25 cooperatives to facilitate services for 200,000 members.
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Subsidized contributions for 2,000 informal sector workers in Iloilo and Roxas City through an P18.2-million partnership with Double Dragon Corporation.
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Digital Innovation: Issued the MySSS Card, a 2-in-1 ID and disbursement tool, with nearly 10,000 cards distributed and 100,000 accounts enrolled.
Looking ahead, De Claro outlined a robust roadmap for 2026 focused on “expanding the SSS footprint” both locally and globally.
1. Second Tranche of Pension Increases In September 2026, the SSS will implement the second of three planned tranches of the Pension Reform Program, providing another round of increases for all pensioners.
2. Launch of the Micro Loan Program Approved in late 2025, a new Micro Loan Program will launch early in 2026. Designed as a safer alternative to informal lenders, it offers a 15- to 90-day tenor with a low interest rate of 8% per annum (0.67% per month).
3. Global and Local Presence SSS plans to establish 10 new domestic branches and expand its international reach by opening Foreign Representative Offices in Madrid, San Francisco, and Macau.
4. Massive Recruitment Drive To eliminate service delays, the SSS aims to hire approximately 1,800 new personnel in 2026. This surge in manpower will bolster front-line services, both in physical branches and via digital help desks.
5. Support for OFWs and Gig Workers The agency is exploring specialized programs for the gig economy and a P28.8-million contribution subsidy from Double Dragon Corporation specifically targeting 2,000 Overseas Filipino Workers (OFWs).
“We remain committed to making SSS relevant in the life of every Filipino at every point in their lives,” De Claro emphasized.
