LANDBANK, the Philippine government’s largest financial institution, said its digital transaction s surged past PHP3.14 trillion in the first nine months of 2025. This marks a 36 percent increase in value and a 27 percent rise in volume year-on-year, with over 550 million transactions processed.
In a report, LANDBANK said that its digital ecosystem — spanning the LANDBANK Mobile Banking App (MBA), iAccess, Link.BizPortal, weAccess, Electronic Modified Disbursement System (eMDS), LANDBANKasama, e-Tax Payment System (eTPS), the new BIR VDS Portal, LANDBANK Bulk Credit System (LBCS), and LANDBANK Remittance System (LBRS) — continues to transform how individuals, businesses, and government agencies transact.
At the Singapore FinTech Festival (SFF) 2025, the government showcased its commitment to inclusive finance through innovation and strong governance. From retail banking to institutional services, LANDBANK said it is bridging gaps and expanding financial access, especially in geographically isolated and disadvantaged areas (GIDAs).
“Innovation, at its heart, must make people’s lives easier — more connected, more secure, and more inclusive. LANDBANK’s digital transformation began with that principle. We modernized our systems not just to compete, but to serve our people better,” said LANDBANK Executive Vice President Leila C. Martin during her presentation at the Singapore EXPO Convention Center on November 13.
The LANDBANK MBA continued to drive client adoption, accounting for the majority of transaction volume with over 492.44 million transactions valued at PHP418.40 billion, representing increases of 26 percent in volume and 38 percent in value, respectively, compared to the previous year, as it drives financial inclusion in the country.
The Bank’s online retail banking channel, iAccess, facilitated 2.59 million transactions worth PHP11.89 billion, while its web-based payment platform, Link.BizPortal, processed 6.76 million transactions amounting to PHP12.27 billion, posting growth of 20 percent in volume and 37 percent in value year-on-year.
Institutional clients drove significant gains through the weAccess platform, which handled 32.85 million transactions valued at PHP1.29 trillion, reflecting increases of 69 percent and 37 percent from a year ago, respectively. A major driver of this growth was the surge in ATM payroll transactions, which reached 26.95 million transactions amounting to PHP266.71 billion, underscoring weAccess as a key payroll facility for both public and private sector clients.
Meanwhile, government disbursements via eMDS reached PHP1.14 trillion across 3.63 million transactions, growing by 32 percent in volume and 40 percent in value.
Through its network of agent banking partners under the LANDBANKasama Program, the Bank recorded 2.38 million transactions valued at PHP11.68 billion, up 13 percent in volume and 14 percent in value, as it continues to expand financial access in GIDAs nationwide.
LANDBANK’s alternative tax payment facility, the eTPS, facilitated 554,151 transactions worth PHP132.93 billion, representing 21 percent and 16 percent growth, respectively. The recently launched BIR VDS Portal, developed in partnership with the Bureau of Internal Revenue (BIR), generated PHP1.93 billion in transaction value in its first year of implementation.
The LBCS, used mainly for batch disbursements, recorded 6.08 million transactions with a total value of PHP52.37 billion, increasing by 7 percent in volume and 6 percent in value. Meanwhile, the LBRS processed 650,203 transactions totaling PHP58.26 billion, reflecting an 11 percent increase in value year-on-year.
LANDBANK remains steadfast in leveraging digital innovation to meet the evolving needs of customers and strengthen financial inclusion, in line with its role as the country’s leading digital government and development bank.
