BPI’s auto loans soar 23%, motorcycle’s market share gains significant traction

Bank of Philippine Islands (BPI), one of the country’s leading financial institutions, reported that its auto loans business expanded by 22.9 percent in 2025, while motorcycle loans portfolio also gained significant traction with market share rising 13.4 percent, up 2.6 percent increase versus the previous year.  

During the bank’s Annual Stockholders’ Meeting on Monday, April 20, BPI President Jose Teodoro “TG” K. Limcaoco said the growth in auto and motorcycle loans reflect healthy demand in mobility financing. 

Limcaoco said that BPI is looking at the use of Agentic AI for its auto lending business division to support growth noting that the bank has taken a very disciplined case driven approach to AI, focusing on practical applications that should deliver real value. 

“We are studying today the use of Agentic AI, starting with our auto lending business,” he said. This is to shorten turnaround time, improve productivity, and ultimately increase throughput of its auto loans. 

Initial results, he said, have been promising and is looking at the possibility of implementing this program in scale for its auto lending business, and potentially with its other lending businesses.