GT Capital Holdings, Inc. (GT Capital/GTCAP) secured a Foreign Currency Long-term Issuer Rating of “A- ” with a Stable outlook from the Japan Credit Rating Agency, Ltd. (JCR). This affirms the Group’s strong credit profile, supported by the solid fundamentals of its diversified and robust business portfolio.
In its credit report, JCR said the rating is based on the conglomerate’s “strong business foundation, stable cash flow generated by a well-balanced portfolio, and a solid financial base.”
JCR highlighted the strength of GT Capital’s financial services and automotive businesses, specifically the strong market positions of its operating companies Metropolitan Bank & Trust Co. (Metrobank), Toyota Motor Philippines Corporation (TMP), GT Capital Auto and Mobility Holdings, Inc. (GTCAM), and Toyota Financial Services Philippines Corporation (TFSPH).
“We are very pleased with the results of the JCR rating as it is reflective of the Group’s resilience, sound fiscal position, and strong balance sheet,” GT Capital Chief Financial Officer and Treasurer Mr. George S. Uy-Tioco, Jr. said.
“As a conglomerate with longstanding global partnerships, GT Capital has cultivated enduring relationships with leading Japanese companies such as Toyota Motor Corporation, Nomura Real Estate, ORIX Metro, and Mitsui & Co., among others.
This rating further diversifies our funding sources and enhances our access to the Japanese financial markets,” Mr. Uy-Tioco added.
In 2026, GT Capital became one of only seven Philippine institutions—including the Republic of the Philippines—to receive a credit rating from JCR. It marks another significant milestone in GT Capital’s growth story, supporting the Group’s commitment to effectively navigate an increasingly dynamic global business environment while delivering long term value to its stakeholders.
An “A-” issuer credit rating from JCR is an investment-grade rating that signifies strong creditworthiness and a high capacity to meet financial obligations. JCR’s assessment considers both the Group’s business profile, including the competitive financial strengths and cash-generating capabilities of its core subsidiaries, evaluating factors such as leverage, profitability, liquidity, and financial flexibility to determine its overall creditworthiness.
Since its inception in 1985, JCR has grown to become Japan’s leading credit rating agency, providing independent credit risk assessments for more than 60% of the country’s publicly rated issuers, including approximately 70% of the financial industry, and maintaining recognized expertise across global financial markets.
